Savings Accounts
Feather your nest egg with a savings account today.
• No minimum deposit to open
• Variable rate
• Interest compounded quarterly
• Account must have accrued $.35 before interest is paid
• Six debits allowed per quarter
• $1 fee for each debit over six
(including electronic withdrawals)
Certificates of Deposit
Competitive rates and unparalleled safety are the
trademarks of our CDs.
• $500 minimum deposit to open
• Choose single maturity or automatic renewal
• Fixed rate for term
• Interest compounded quarterly, semi-annually or paid at maturity depending on term
• Maintain minimum balance of $500 to obtain APY
• Penalty of one month or three months interest for early withdrawal
Cash Manager Money Market Account
Earn high rates and manage your cash investments with our Money Market account.
• $1,000 minimum deposit to open
• Variable rate
• Higher rates for higher balances
• Interest compounded monthly
• Maintain minimum balance of $1,000 to obtain APY
• Six pre-authorized debits per month, three may be made by check
• $10 fee for each debit over six
• No fee on ATM or over-the-counter withdrawals
Tax Advantaged Savings Accounts
Let Uncle Sam help you create wealth and save for college and medical expenses. Let us help you build financial security.
• Traditional IRA
• Roth IRA
• SIMPLE plans
• SEP IRA
• Education IRA
• Health Savings Account
Christmas Club Accounts
Even St. Nick needs a little help! Have cash available for those Christmas bills.
• Club choices- $1, $2, $3, $4, $5, $10 or $20 per week for 50 weeks
• Fixed rate for term
• Interest paid at maturity
• Penalty of accrued interest for early withdrawal
Health Savings Account
For eligible individuals who are covered under a High Deductible Health Plan (additional eligibility requirements apply)
• Variable rate
• Higher rates for higher balances
• Interest compounded monthly
• Maintain minimum balances of $1,000.00 to obtain APY
• $2 monthly service charge if daily balance is less than $1,000 any day of the statement cycle
• Six pre-authorized debits per month, three may be made by check
• $10 fee for each debit over six
• No fee on over-the-counter withdrawals
• $18 setup fee at account opening
Contact bank for further details.
On September 11, 2001, our lives changed forever. In an effort to protect you and our country, the USA PATRIOT Act was signed into law. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
We proudly support all efforts to protect and maintain the security of our customers and our country.
