Accounts

Savings
Feather your nest egg with a savings account today.
Start building.
  • No minimum deposit to open
  • Variable rate
  • Interest compounded quarterly
  • Account must have accrued $.35 before interest is paid
  • Six debits allowed per quarter. $1 fee for each debit over six (including electronic withdrawals).
Money Market
Earn high rates and manage your cash investments with our Money Market account.
Earn high rates.
  • $1,000 minimum deposit to open
  • Variable rate
  • Higher rates for higher balances
  • Interest compounded monthly
  • Maintain minimum balance of $1,000 to obtain APY
  • Six pre-authorized debits per month, six may be made by check. $10 fee for each debit over six.
  • Unlimited ATM and over-the-counter withdrawals
Certificates of Deposit
Competitive rates and unparalleled safety are the trademarks of our CDs.
CDs from First.
  • $500 minimum deposit to open
  • Choose single maturity or automatic renewal
  • Fixed rate for term
  • Interest compounded quarterly, semi-annually or paid at maturity depending on term
  • Maintain minimum balance of $500 to obtain APY
  • Penalty of one month or three months interest for early withdrawals
Tax Advantaged
Let Uncle Sam help you create wealth and save for college and medical expenses. Let us help you build financial security.
Savings with tax benefits.
  • Traditional IRA
  • Roth IRA
  • SIMPLE plans
  • SEP IRA
  • Education IRA
  • Health Savings Account
Christmas Club
Even St. Nick needs a little help! Have cash available for those Christmas bills.
Make Christmas merry!
  • Club choices- $1, $2, $3, $4, $5, $10 or $20 per week for 50 weeks
  • Fixed rate for term
  • Principal & interest paid at maturity - Nov 1st
  • Penalty of accrued interest for early withdrawal
Health Savings Account
For eligible individuals who are covered under a High Deductible Health Plan (additional eligibility requirements apply)
HSAs for individuals.
  • Variable rate
  • Higher rates for higher balances
  • Interest compounded monthly
  • Maintain minimum balances of $1,000.00 to obtain APY
  • $2 monthly service charge if daily balance is less than $1,000 any day of the statement cycle
  • Six pre-authorized debits per month, six may be made by check
  • $10 fee for each debit over six
  • $18 setup fee at account opening
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