Mobile Deposit

Using our mobile banking app, you can make deposits by simply taking a photo of the front and back of a check. This feature is automatically available to all Mobile Banking Customers and no additional enrollment is required. It is only available when using the mobile banking app downloaded to your device.

Getting Started

To get started, log in to the Mobile Banking App, click “Deposits” and follow the prompts. There are no additional fees included with Mobile Deposit; however standard message and data rates may apply.

Mobile Deposit Quick Tips 

  • Take photo against a background with a strong contrast between the check and the surrounding area
  • Position the camera above the check so there is no angle
  • Move any objects that show up in the picture away from the check
  • Make sure the check is visible, contains all four corners, is well lit and in focus
  • The check must contain a readable check number, payee name and endorsement
  • The check must be endorsed with "For Mobile Deposit Only FBT"
  • The check must contain a readable MICR line at the bottom of the check
  • The check must contain a readable character (numeric) amount of the check and legal amount of the check
  • The check must be drawn on an institution located within the United States
  • Securely store your check for five days after deposit, and destroy no more than 14 days after
  • Funds deposited before 4:00 p.m. CST will be available the following business day