If you are looking for a checking account that gives you more services and benefits and has no or low service charges, look to First Bank and Trust Company.
We have a wide variety of accounts, with one that’s sure to fit your life perfectly. You’ll also find checking accounts that pay interest on your balance. We offer many convenient checking services, too.
Open your account online now!
Enjoy These FREE Benefits with Any Checking Account:
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First VISA® Debit Card (Replacement for lost or damaged cards: $10)
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Mobile Deposit at No Cost
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Complimentary Notary Services
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Exclusive Home Loan Discount when you finance your home with First Bank & Trust
At a Glance
| Monthly Fee | Minimum Balance | Earn Interest | E-Statements | |
| EZ Checking | $0 (with e-statements) |
$0 | E-Statements Required | |
| Essential Checking | $5.00 | $0 | No Fee | |
| Elite Checking | $5.00 (if below minimum balance) |
$2,500 | No Fee ($5 fee for paper statements) |
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Exclusive Checking (60+ Checking) |
$0 | $0 | No Fee |
Other Checking Accounts
HSAs for individuals.
- Variable rate
- Higher rates for higher balances
- Interest compounded monthly
- Maintain minimum balances of $1,000.00 to obtain APY
- $3.95 monthly service charge if ledger balance is less than $5000 any day of the statement cycle
- $30 setup fee at account opening
