If you are looking for a checking account that gives you more services and benefits and has no or low service charges, look to First Bank and Trust Company.
We have a wide variety of accounts, with one that’s sure to fit your life perfectly. You’ll also find checking accounts that pay interest on your balance. We offer many convenient checking services, too.
Open your account online now!
Enjoy These FREE Benefits with Any Checking Account:
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First VISA® Debit Card (Replacement for lost or damaged cards: $10)
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Mobile Deposit at No Cost
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Complimentary Notary Services
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Exclusive Home Loan Discount when you finance your home with First Bank & Trust
At a Glance
| Monthly Fee | Minimum Balance | Earn Interest | E-Statements | |
| EZ Checking | $0 (with e-statements) |
$0 | E-Statements Required | |
| Essential Checking | $5.00 | $0 | No Fee | |
| Elite Checking | $5.00 (if below minimum balance) |
$2,500 | No Fee ($5 fee for paper statements) |
|
|
Exclusive Checking (60+ Checking) |
$0 | $0 | No Fee |
Checking Accounts Options
EZ Checking
- No-Fee Checking
- No Minimum Balance Requirement
- E-Statements are Required
Essential Checking
- No Minimum Balance Requirement
- Paper Statement Fee of $5.00
Elite Checking
- Earn interest on balances over $2,500.00
- Minimum Balance: $2,500.00
- Monthly Fee of $5.00 if below minimum balance
- E-Statements Free
- Paper Statements: $5.00
Exclusive Checking (60+)
- Customers who are 60 years or older
- No Monthly Fee
- No Minimum Balance Requirement
- Earns interest on any balance
- Paper or Electronic Statements
HSAs for individuals.
- Variable Rate
- Higher rates for higher balances
- interest compounded monthly
- maintain minimum balance of $1,000.00 to obtain APY
- $3.95 monthly service charge if ledger balance is less than $5,000.00 any day of the statement cycle
- $30 setup fee at account opening
