At First Bank and Trust Company you deal directly with the decision makers. You'll be glad to know that we originate, close, and service your loan right here in Minden! Work one-on-one with our loan specialists throughout the entirety of your loan process. You can count on our professional lending team to be there for you.

Agricultural & Commercial Loans

  • State of the art financial analysis is a trademark of our service.
  • Competitive rates for operating, livestock and equipment loans.
  • Complete financing solutions including lines of credit for production needs and term loans of up to seven years for capital needs.
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Farm Real Estate Loans

  • Flexible variable rate loans at competitive terms.
  • Up to 25-year repayment terms with competitive lifetime caps.
  • Fixed rate loans are available for up to fifteen years.
  • Farmer Mac approved lender.
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Residential Real Estate Loans

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  • Whether purchasing, refinancing, or building new we have a plan for you.
  • All home loans are conventional financing.
  • Private Mortgage Insurance is available for borrowers with less available cash for their down payment.
  • We service EVERY loan: meaning you make your payments directly to First Bank and Trust Company.
  • Federal Home Loan Bank Grants up to $5,000 for first-time homebuyers (as available)
  • Low origination fees
  • Competitive, fixed term rates up to 30 years
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Consumer Loans

  • For any purpose under the sun, check our competitive rates.
  • We offer loans for automobiles, home improvement; you name it.
  • Nebraska Energy Loans are available.
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On September 11, 2001, our lives changed forever. In an effort to protect you and our country, the USA PATRIOT Act was signed into law. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

When you open an account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. We will ask to see your driver’s license and other identifying documents.

We proudly support all efforts to protect and maintain the security of our customers and our country.