At First Bank and Trust Company you deal directly with the decision makers.
You’ll be glad to know we originate, close, and service your loan right here in Minden. Work one-on-one with our knowledgeable loan specialists throughout the entirety of your loan process. You can count on our professional lending team and their ability to make quick, local decisions. We can offer a multitude of flexible and competitive terms to meet your needs.
- Complete financing solutions including lines of credit for production needs and term loans of up to seven years for capital needs.
- Competitive rates for operating, livestock and equipment loans.
- We can work with SBA and FSA guarantees.
- We can finance equipment and machinery, real estate, and inventory on flexible fixed terms or lines of credit all designed to work with your business’s cash flow.
- Flexible, competitive rates and terms customizable to help your farm expand, make improvements, construct new buildings, or refinance your current farm mortgage.
- Farmer Mac approved lender.
- All home loans are conventional financing.
- Private Mortgage Insurance is available for borrowers with less available cash for their down payment.
- We service EVERY loan: meaning you make your payments directly to First Bank and Trust Company.
- Federal Home Loan Bank Grants up to $5,000 for first-time homebuyers (as available)
- Low origination fees
- Competitive, fixed term rates up to 30 years
- USDA Rural Development Approved Lender