If you are looking for a checking account that gives you more services and benefits and has no or low service charges, look to First Bank and Trust Company.

We have a wide variety of accounts, with one that’s sure to fit your life perfectly. You’ll also find checking accounts that pay interest on your balance. We offer many convenient checking services, too.

Open your account online now!

Enjoy These FREE Benefits with Any Checking Account:

  • First VISA® Debit Card (Replacement for lost or damaged cards: $10)
  • Mobile Deposit at No Cost
  • Complimentary Notary Services
  • Exclusive Home Loan Discount when you finance your home with First Bank & Trust

At a Glance

 

  Monthly Fee Minimum Balance Earn Interest E-Statements
EZ Checking $0
(with e-statements)		 $0 E-Statements Required
Essential Checking $5.00 $0 No Fee
Elite Checking $5.00
(if below minimum balance)		 $2,500 No Fee
($5 fee for paper statements)

Exclusive Checking

(60+ Checking)

 $0 $0 No Fee

 

Other Checking Accounts

Health Checking Account
For eligible individuals who are covered under a High Deductible Health Plan (additional eligibility requirements apply)
HSAs for individuals.
  • Variable rate
  • Higher rates for higher balances
  • Interest compounded monthly
  • Maintain minimum balances of $1,000.00 to obtain APY
  • $3.95 monthly service charge if ledger balance is less than $5000 any day of the statement cycle
  • $30 setup fee at account opening
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